Complete Loan Analysis Platform
Master your loan payments with India's most comprehensive EMI calculator. Understand every rupee, optimize your payments, and save lakhs in interest.
RBI-compliant calculations with precision
Instant results with detailed breakdowns
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Most EMI calculators show you the tip of the iceberg. We reveal the complete financial reality that can cost you lakhs more than expected.
₹3.85 lakhs extra cost before your first EMI even starts! Under-construction properties accumulate simple interest from disbursement day.
Interest rates change 3-5 times during your loan tenure. ₹8.45 lakhs extra cost that fixed-rate calculators miss completely.
Processing fees, legal charges, insurance, and documentation costs add ₹1.25 lakhs to your loan that basic calculators ignore.
What you think is a ₹50 lakh loan actually costs you ₹1.13 crores over 20 years. Most borrowers discover this only after signing!
than what basic calculators show you!
The only calculator that shows how interest rate changes over your loan tenure affect your total payments. See the real impact of rate fluctuations that other calculators ignore.
Plan multiple prepayments with complete flexibility. See exactly how each payment strategy affects your loan tenure, EMI, and total interest savings.
The hidden cost most borrowers discover too late! Calculate simple interest charged from loan disbursement until your first EMI starts - whether for under-construction or ready-to-occupy properties.
"The interest rate timeline feature saved me ₹3 lakhs! I could see exactly how rate changes would affect my home loan over 20 years."
"Finally, a calculator that shows the complete picture! I recommend this to all my clients for accurate loan planning."
"The prepayment insights helped me reduce my loan tenure by 5 years. No other calculator gives such detailed analysis."
Join 5,000+ smart borrowers who use our advanced calculators to save lakhs in interest payments.